Intervale PayGuide Issuer

Intervale PayGuide Issuer is the complete 3D-Secure authentication product for Banks-Issuers and Processing Centers. PayGuide Issuer provides various card enrolment options and supports a variety of authentication methods.

— EMVCo (3DS ver 2.2)
— Visa
— MasterCard
— MIR
— JCB
— AmEx
— Union Pay

PayGuide Issuer includes Access Control Server (ACS) certified by:

— Support multiple authentication methods;
— Support numerous card enrolment solutions ready to use;
— Support cardholder, BIN or card range level configurations;
— Several banks can be supported within one ACS;
— High-level performance and fault tolerance;
— Provide important security features for data and user access protection, including HSM based database encryption;
— Include online ACS admin tool to follow operations online, on transactions, cardholders, users;
— Support multi-language options for authentication and for ACS admin tool;
— Easy installation and maintenance.

PayGuide Issuer software features:

— ACS admin, an online interface for individual card enrolment;
— Batch file enrolment, for mass card enrolment;
— Online enrolment on the Bank website;
— Online enrolment during shopping.

Card enrolment options:

— One Time Password sent via SMS, a combination of One Time and Permanent Passwords;
— Authentication through external system (Hardware tokens, Issuer's proprietary system etc.);
— Biometric authentication via Mobile app (dedicated App and SDK for Issuer's mobile banking).
— Risk based authentication;

Authentication options:

Web / API

Risk-based authentication

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We were the first to launch SMS notification service for bank transactions. MTS easy payment — we came up with this project and implemented it. Since 1999, we have implemented more than 100 projects and 30 unique solutions for business