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Biometric Authentication

Mobile Authentication Server (MAS) is the complete solution on biometric authentication via mobile phone during on-line shopping.

Web Api

MAS software features:

  • App is invoked by PUSH message
  • Client confirms purchase using biometrics and/or numeric password
  • Authentication in off-line mode is also possible (when PUSH was not received)
  • Integration with ACS from other's suppliers

Implementation:

  • Server platform of MAS communicates with ACS
  • Solution includes monofunctional mobile App with Bank's branding or SDK library

Security:

  • Secret key is stored in App in encoded form in secure area of phone memory
  • Mutual authentication App and MAS using "OCRA Challenge-Response" algorithm
  • Keys are generated at MAS side using HSM